In any case, certain conditions must be met for a marriage contract to be considered valid by the AMERICAN courts: the contract must be in writing; it must be carried out voluntarily; it is complete and proportionate to the fair value of all financial assets at the time of execution; it cannot be ruthless; and must be performed by both parties « in a manner necessary for the registration of a deed » or confirmation before a notary. If, at the time of acceptance of this Agreement, you are already registered for the Service or if you were previously subscribed to the Service in accordance with the terms of a prior User Agreement, you agree that all provisions of this Agreement shall take effect retroactively from the date you first subscribed to the Service and all previous subscription agreements, that you may have already accepted, replace and replace. This Agreement shall be governed by California law and applicable U.S. federal law, without regard to any election or conflict of law rules of any jurisdiction, and any dispute, action, claim, or demand for relief arising out of or relating to this Agreement or the Service shall be subject to the exclusive jurisdiction of the state and federal courts of San Francisco. California. No standard provisions, text, terms or conditions contained in any other order, form or pre-printed document supplement or vary the terms of this agreement. Nothing else in any document relating to the subject matter of this Agreement (including all Channel Partner Agreements) is enforceable against us unless such document has been signed by an authorized representative of Spruce and has not expired or been terminated. Where any provision of this Agreement is held to be invalid or unenforceable by a court of competent jurisdiction, such provisions shall be construed to best reflect the intentions of the invalid or unenforceable provision(s), with all other provisions remaining in fullforce. Under this Agreement or the use of the Service, there is no joint venture, partnership, employment or agency between you and Spruce or any of its related companies. Our failure to enforce any right or provision in this Agreement shall not constitute a waiver of such right or provision unless we have acknowledged and agreed in writing.

This Agreement covers the entire agreement between you and us and supersedes all prior or simultaneous written or oral negotiations, discussions or agreements between the parties regarding the subject matter contained therein. The following provisions of the agreement on the duration of termination of this agreement for any reason: sections 6 (account information and data), 7 (intellectual property), 6 (third party interactions), 14 (indemnification), 15 (disclaimer of warranty), 16 (internet delays); Accuracy of information) and 17 (limitation of liability). . . .